Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131738 reviews)

View other PayPal products

4.74

Based on 131,738 reviews, last reviewed 9th Jun 2026

3725600% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service. Excellent service. Excellent security. Reviewed on: 9th June 2026

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131738)

Fast and simple

Fast and simple steps , credit limit increased in less than 1 year when i paid back my credits Reviewed on: 14th May 2024

Makes things a little easier when I need things but...

Makes things a little easier when I need things but can't afford them Reviewed on: 14th May 2024

PayPal is by far the best payment and banking system

PayPal is by far the best payment and banking system I have ever used. Whether it’s paying online, using the balance or credit everything is seamless. I have used for many years even when an issue has occurred they assist sorting however they can. Reviewed on: 14th May 2024

Always great good service trusted payment platform

Always great good service trusted payment platform Reviewed on: 14th May 2024

Easy to use.

Easy to use. Helpful when in need of quick cash. Not making things difficult with repayments. Reviewed on: 14th May 2024

Easy to track and manage balance

Easy to apply and set up. Easy to keep track and manage balance. Reviewed on: 14th May 2024

Love Pay Pal - easy to use and very efficient

Love Pay Pal - easy to use and very efficient Reviewed on: 14th May 2024

To put it simply, I find it easy to use...

To put it simply, I find it easy to use PayPal credit Reviewed on: 14th May 2024

Pay pal is excellent and amazing service

Pay pal is excellent and amazing service Reviewed on: 14th May 2024

Love it and easy.

Love it and easy. Helps with monthly bills to Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63636 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub