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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131500 reviews)

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4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131500)

It does what says on the tin I'm happy with it.

It does what says on the tin I'm happy with it. Reviewed on: 14th May 2024

Very easy to use, not used for a while but would def...

Very easy to use, not used for a while but would definitely use again should the need arise. Reviewed on: 14th May 2024

Really simple and easy to use purchasing and repaying

Really simple and easy to use purchasing and repaying Reviewed on: 14th May 2024

It is helpful, not complicated I hidden charges.

It is helpful, not complicated I hidden charges. Reviewed on: 14th May 2024

I love PayPal credit.

I love PayPal credit. I have used PayPal for years as I feel it is a safer way to spend money online. PayPal credit let's you spend with 3 months to pay before any interest is charged. Its very convenient as you can pay minimum one month and pay extra the next or when you have more funds. I have been very happy to have the use of the PayPal credit facility. Would definitely recommend. Reviewed on: 14th May 2024

Easy & Safe

Easy & Safe way to make online purchases and payments Reviewed on: 14th May 2024

It was easy to apply, so simple to buy online

It was easy to apply, so simple to buy online Reviewed on: 14th May 2024

afford the things, you can’t

They allow you to be able to afford the things, you might not be able to pay in full and give you the flexibility to pay it in 4months with no interest, which is amazing, because if you use a credit card, many times the interest, is off putting, they give you the chance to go to events or purchase things maybe you cant afford one off Reviewed on: 14th May 2024

Interest rate way way too high and little to no prot...

Interest rate way way too high and little to no protection for the customer Reviewed on: 14th May 2024

Being able to have PayPal makes my life so much easier.

Being able to have PayPal makes my life so much easier. Reviewed on: 14th May 2024

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