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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,948 reviews, last reviewed 9th Jun 2026
3689400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Egidijus I am very satisfied. I received the loan without any problems as I needed the money. Reviewed on: 9th June 2026
Egidijus Ciapas's avatar
Egidijus Ciapas

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130948)

Great experience great service and complete peace of...

5
Great experience great service and complete peace of mind Reviewed on: 13th May 2024
Nafishabibi Y's avatar
Nafishabibi Y

As usual nothing different from others.

4
As usual nothing different from others. Reviewed on: 13th May 2024
Sami's avatar
Sami

Great option with buy now pay later or over 4 months...

5
Great option with buy now pay later or over 4 months with no interest. Would be good to see instead of 4 months 6 months Reviewed on: 13th May 2024
Andrei 's avatar
Andrei

5star experience Definitely recommend

5
5star experience Definitely recommend Reviewed on: 13th May 2024
Stephanie H's avatar
Stephanie H

Easy to use.

5
Easy to use. Convenient when needing to spread the cost when purchasing items Reviewed on: 13th May 2024
Kelly's avatar
Kelly

Where willing to listen during covid hard times.

5
Where willing to listen during covid hard times. Reviewed on: 13th May 2024
Michael T's avatar
Michael T

No interest

5
Pay in convenient installments without interest for a few months is very useful. You can spread the cost and plan ahead. Reviewed on: 13th May 2024
Torio's avatar
Torio

Great support

5
Compared to other financial services offered by competitors, PayPal offered a prompt and great support when needed. Reviewed on: 13th May 2024
Radu Istocescu's avatar
Radu Istocescu

You can't go wrong with Paypal, Well Recommended.

5
I have been with PayPal for for about 17 years and I have never ever experienced bad service with the establishment and my life without it would be miserable. Reviewed on: 13th May 2024
Soso's avatar
Soso

Excellent

5
Simple to use and helps with spreading out the cost of purchases. Never had any issues! Reviewed on: 13th May 2024
Molly S's avatar
Molly S

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