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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,830 reviews, last reviewed 9th Jun 2026
3639000% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Hi The balance could update faster to see where am I... Hi The balance could update faster to see where am I with spending that would give more confidence to use it more often for smaller purchases. sometim... Read more Reviewed on: 9th June 2026
Denes H's avatar
Denes H

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (129832)

Fast easy service.

5
No faff, easy to use app, and great customer service, what more do you need. Reviewed on: 31st July 2023
Liz Windsor's avatar
Liz Windsor

PayPal credit

5
This is an excellent way to pay for purchases over a period of time. You can either pay in 3 split payments or take the option of 0% over 12 months for anything over £99. A fantastic option in my opinion Reviewed on: 31st July 2023
Derek Heatherington's avatar
Derek Heatherington

Amazing

5
Amazing service that they provide. Helps me pay for things I need in time without incurring interest. Reviewed on: 31st July 2023
Naeem's avatar
Naeem

Great card

5
I have used Paypal Credit and I can't complain at all about it. The process is smooth and clean. The fact that it gives me 4 months for every purchase over £99 really helps a lot. I definitely recommend it! Reviewed on: 31st July 2023
embalaje.bar.0d@icloud.com's avatar
[email protected]

Brilliant service

5
Easy to organise, and easy to manage, with prompt response if there are any issues. Can't fault them. Reviewed on: 31st July 2023
Rob Bruce's avatar
Rob Bruce

Ease of use, safety & very good customer service

5
Really enjoy using PayPal 3 instalment payment plan and 4 months interest free credit services. Very easy to use and I like the protection provided by paying through PayPal rather than directly to people I’m buying from. Customer service very good too, easy to reach Reviewed on: 31st July 2023
Flimflam Moore's avatar
Flimflam Moore

PayPal Credit

5
I have had PayPal Credit for over two years now so easy to use and automatically everything over £99 is available on 4 interest, free repayment. But the best thing is if anything goes wrong I just send messages to them and they sort it out from then just great and I feel very safe using PayPal on line love it. Reviewed on: 31st July 2023
Mark Turton's avatar
Mark Turton

Excellent service

5
Gives four months interest free which is very important in these times with higher interest rates Reviewed on: 31st July 2023
Peter Irving 's avatar
Peter Irving

Trustworthy

5
Paypal are one of these companies who I feel are truly customer centric. Their customer service is truly 1st class, they are just so easy to do business with. Reviewed on: 31st July 2023
Derek's avatar
Derek

Excellent

5
PayPal credit is a great product that enables me to shop and make payment with ease. Reviewed on: 31st July 2023
Ganiyu's avatar
Ganiyu

Review PayPal: PayPal Credit now

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