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PayPal: PayPal Credit reviews

4.74
Based on 128,785 reviews, last reviewed 9th Jun 2026
3591050% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is deffently the future safe debit card to use. Pay pal is an excellent way of paying for goods etc,also protects you from scams fraud etc. Never use any thing else now safe secure if your vulnerabl... Read more Reviewed on: 9th June 2026
Sharon L's avatar
Sharon L

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (128786)

Credit

5
I frequently use PayPal credit. Very handy 4 months interest free Reviewed on: 8th July 2022

credit card

5
great service very easy to use more people starting to except it Reviewed on: 8th July 2022

Super

5
Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022

Supportive product

5
PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022

Very good

5
Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

5
Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

5
The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

5
This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

Great service and easy to use

5
Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022

PayPal is always an great option

5
Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review