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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,948 reviews, last reviewed 9th Jun 2026
3689400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Egidijus I am very satisfied. I received the loan without any problems as I needed the money. Reviewed on: 9th June 2026
Egidijus Ciapas's avatar
Egidijus Ciapas

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130949)

I'm really happy with PayPal credit, help me when I...

5
I'm really happy with PayPal credit, help me when I have hard money situation Reviewed on: 12th May 2024
Aleksandra P's avatar
Aleksandra P

Truly amazing

5
Just applied for one and it was super easy! Normally I just use pay in 3 but they offered a £20 off my order so I went ahead with it and I’ve fell in love with it! I just can’t believe how easy it is to manage! Reviewed on: 12th May 2024
Rodrigo V's avatar
Rodrigo V

A great service

5
Easy and efficient service with no hassle when it comes to borrowing money. Reviewed on: 12th May 2024
Bailey W's avatar
Bailey W

Let’s talk about pay in 3

4
Personally I really love PayPal , especially when it’s come to pay in3 without any interest. A part from that it so comfortable to shop online, because I have trust that I will get my money back if anything went wrong. In short, let’s say shop with PayPal and good bay to your worries . Reviewed on: 12th May 2024
Khan 's avatar
Khan

Spreading the cost!

5
Use PayPal credit regularly for tool purchases and it’s great having 4 months to spread the cost! Reviewed on: 12th May 2024
William K's avatar
William K

Easy and helpful

5
PayPal is easy to use and also easy to do transactions such as sending and receiving money. PayPal is trustworthy and I am using this from around more than 6 years. Reviewed on: 12th May 2024
Rizvana 's avatar
Rizvana

Easy, solid works a treat.

5
Easy, solid works a treat. I buy using PayPal credit for large payments such as holidays. Its easy to pay off and allows you to have control over your finances Reviewed on: 12th May 2024
Matthew D's avatar
Matthew D

A safe way to pay

5
I know that my payment is always safe and protected, which is important to me Reviewed on: 12th May 2024
David C's avatar
David C

Excellent customer services

5
Excellent customer services, very easy to understand statements. Always prompt to resolve any issues with purchases. Reviewed on: 12th May 2024
Jason M's avatar
Jason M

Super easy to use.

5
Super easy to use. Approved of me within seconds. Reviewed on: 12th May 2024
Usayeed H's avatar
Usayeed H

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