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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,236 reviews, last reviewed 9th Jun 2026
3702300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use PayPal is easy and straightforward to work with Reviewed on: 9th June 2026
Peter A's avatar
Peter A

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131236)

Easy to use and always there.

5
Easy to use and always there. My go to way of paying, especially good in combination with my chase account Reviewed on: 13th May 2024
Mark l's avatar
Mark l

Easy to use and understand!

5
Ease of use is the main interest for me. The 0% interest on balance if paid off in 4 months is a game changer as well. I've never been confused using the app either, well laid out and familiar Reviewed on: 13th May 2024
Rob S's avatar
Rob S

It helps me manage my finances, whenever I needed to...

4
It helps me manage my finances, whenever I needed to buy house essentials (fridge, bed, stove ) it really helped. Reviewed on: 13th May 2024
Anonymous's avatar
Anonymous

Great! Would recommend

5
Simple and easy to use! Highly recommend Reviewed on: 13th May 2024
Luke M's avatar
Luke M

Paypal is a great service

5
I enjoy using paypal as I don't need to keep re-entering my bank details. It feels like a secure service to pay with. Additionally, the choice of paying in 3 is always good to have when making big purchases & where you don't want to see a big dip in your bank balance. I always found using Paypal quick and easy Reviewed on: 13th May 2024
Val R's avatar
Val R

As good as you can get

5
PayPal credit has helped me get through difficult times. There when I needed it. Reviewed on: 13th May 2024
Panayiotis E's avatar
Panayiotis E

Brilliant and simple to use.

5
Brilliant and simple to use. Works on majority websites and also accessible wherever you are. Nice easy affordable limit with clear transparency on payments. Very secure. Reviewed on: 13th May 2024
Dayne clarke's avatar
Dayne clarke

Very efficient customer service.

5
Very efficient customer service. When it comes to processing claims/refund, they are very efficient and makes sure issue is resolved. Reviewed on: 13th May 2024
Jesa Hortelano's avatar
Jesa Hortelano

I've been using PayPal and would highly recommend

5
I've been using PayPal for a long time now and have never had anything but good service and excellent support when needed. Reviewed on: 13th May 2024
Josh P's avatar
Josh P

PayPal is cool fast and effective

5
PayPal is cool fast and effective Reviewed on: 13th May 2024
Molnar Z's avatar
Molnar Z

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