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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131499 reviews)

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4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131499)

Excellent credit provider.

Excellent credit provider. Enjoying the fact that I can now use my PayPal credit in store just like my other cards Reviewed on: 14th May 2024

Use wisely

I use it sparingly and within my means without paying interest Reviewed on: 14th May 2024

online shopping

Credit accounts can help me reduce financial stress, which is very useful, but sometimes payments fail, which is a bit annoying. Reviewed on: 14th May 2024

I wish I could change my email address.

I wish I could change my email address. Reviewed on: 14th May 2024

Very convenient for bigger purchases

Very convenient for bigger purchases Reviewed on: 14th May 2024

It’s the Best credit so far.

It’s the Best credit so far. I have used different platforms as well. But PayPal is above and beyond Reviewed on: 14th May 2024

Best help to purchase

With PayPal credit I’ve been able to buy things which without the credit I wouldn’t even dream and I owe that favour to the PayPal. I’m paying back the money monthly and I don’t feel any pressure in that regard. Reviewed on: 14th May 2024

I love pay pal credit its easy to use , you can log...

I love pay pal credit its easy to use , you can log in see your amount your due you can pay bits when you like , good if your want a product no much money at thus time , its vert handy , communication with PayPal is very easy great customer care experience either them , even if you use to to get something you have return tbe app is easy to use and also to contact them love it . Reviewed on: 14th May 2024

Best credit provider

Outclass and the best credit provider very satisfied Reviewed on: 14th May 2024

I wish more shops would accept PayPal credit with th...

I wish more shops would accept PayPal credit with the 24-36 months payment option Reviewed on: 14th May 2024

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