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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,732 reviews, last reviewed 9th Jun 2026
3725350% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit limit and easy to make payments Good credit limit and easy to make payments Reviewed on: 9th June 2026
Kathryn W's avatar
Kathryn W

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131732)

Very handy during the build up to Christmas time etc...

4
Very handy during the build up to Christmas time etc being able to spread the cost for expensive gifts. Reviewed on: 14th May 2024
David W's avatar
David W

Easy and straight forward experience.

5
Easy and straight forward experience. Great communication and warnings about due payments Reviewed on: 14th May 2024
ana d's avatar
ana d

great service

5
Always had great service weather keeping the items or returning them Reviewed on: 14th May 2024
Wendy's avatar
Wendy

Easy to make payments when purchased items online

5
Easy to make payments when purchased items online Reviewed on: 14th May 2024
Anil George Chacko's avatar
Anil George Chacko

Easy way to repair what you owe, and hassle-free.

4
Affordable way to repair what you owe, and hassle-free. Good all round Reviewed on: 14th May 2024
Nefe's avatar
Nefe

It's always any easy and quick way of shopping with...

5
It's always any easy and quick way of shopping with PayPal Reviewed on: 14th May 2024
kamil filipek's avatar
kamil filipek

PayPal credit helped me and my family with vulnerabl...

5
PayPal credit helped me and my family with vulnerable times. Reviewed on: 14th May 2024
Daniel's avatar
Daniel

Not so good, things needs to be more clear to...

4
Not so good, things needs to be more clear to users Reviewed on: 14th May 2024
Gabriel A's avatar
Gabriel A

Great service good customer experience

5
Great service good customer experience Reviewed on: 14th May 2024
Nabil O's avatar
Nabil O

Excellent app, good credit conditions.

5
Excellent app, good credit conditions. Reviewed on: 14th May 2024
Aleksandrs 's avatar
Aleksandrs

Review PayPal: PayPal Credit now

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