Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131955 reviews)

View other PayPal products

4.74

Based on 131,955 reviews, last reviewed 9th Jun 2026

3735700% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything I need PayPal credit provides all the options and reassurance I need. Reviewed on: 9th June 2026

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131955)

I feel safe using my PayPal account paying merchants...

I feel safe using my PayPal account paying merchants that i’m not comfortable giving my card details to Reviewed on: 14th May 2024

Really convenient and competitive

Really convenient and competitive Reviewed on: 14th May 2024

Good at following up undelivered service

Good at following up undelivered service Reviewed on: 14th May 2024

Never had any problems, low rates and sometimes you...

Never had any problems, low rates and sometimes you can get 6 months free intrest so highly recommended Reviewed on: 14th May 2024

Love the Paypal Credit which was pain free and easy...

Love the Paypal Credit which was pain free and easy to set up Reviewed on: 14th May 2024

Quick and easy process.

Quick and easy process. Simple to use Reviewed on: 14th May 2024

PayPal thanks x excellent safe and easy

PayPal thanks x excellent safe and easy Reviewed on: 14th May 2024

It’s so easy and secure to pay for goods and service...

It’s so easy and secure to pay for goods and services online. I find it the easiest way to send money to friends and family abroad with little fuss and effort. Reviewed on: 14th May 2024

PayPal Credit is Great

PayPal has been critical to help me cover my finance a lately. I have more time to clear payments and it has been awesome. Also the APR is much lower than other options available which is great. Additionally constant reminders about payment due helps me not to miss a payment. Reviewed on: 14th May 2024

The safest and most flexible way to pay!

I use PayPal a lot, it's safe way to pay for goods and services, especially in emergencies. You can pay back flexibily and wirh 0% Apr for the first.4 moths. This is the deal that not many can offer! Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63754 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub