Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,201 reviews, last reviewed 9th Jun 2026
3747000% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to get the things you want. Very positive its a great way to get the things you need, when you want & be able to spread the cost. Because the credit is always there to use there'... Read more Reviewed on: 9th June 2026
Julia S's avatar
Julia S

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132201)

smooth & easy

5
It's very smooth to use. Really well content. Most of the webshops I can use it which is convenient. Reviewed on: 15th May 2024
Timea V's avatar
Timea V

Easy to use

5
Easy to use. Always interesting fee option. And fast service all around Reviewed on: 15th May 2024
Tahir's avatar
Tahir

0% interest for 3 years!

5
Offering 0% interest for 3 years is a bonus in this day and age. So I happy took the offer when it was offered to me. Reviewed on: 15th May 2024
Nicholas Ross's avatar
Nicholas Ross

PayPal credit helped me a lot!

5
PayPal credit helped me a lot :) It’s quite painful for pocket to pay current rent and book Airbnb in advance at the same time (as I book for a month or two usually). But with PayPal credit my pocket feels very comfortable:)) Reviewed on: 15th May 2024
Ugne S's avatar
Ugne S

Easy to use and safe

5
Easy to use and safe. Keeps me up to date on everything Reviewed on: 15th May 2024
Karen S's avatar
Karen S

Makes me feel confident with my purchases

5
Makes me feel confident with my purchases and offers a wide variety of ways to pay. Ideal for a person to buy expensive items over a longer period of yime Reviewed on: 15th May 2024
Andy M's avatar
Andy M

I had a seller who send I damaged products and refus...

5
I had a seller who send I damaged products and refused a return and of course refused to refund but PayPal was able to get my refund for me. Just great. Reviewed on: 15th May 2024
Joan N's avatar
Joan N

Better since curve card link

5
Experience has increased following linkage with curve, enabling me to make purchases in store with my PayPal credit account. I like yo keep all my spending in 1 place and this has enabled me to do thar. Reviewed on: 15th May 2024
Alex C's avatar
Alex C

PayPal credit

5
Its grate I can buy things that normally I would have to save so instead I can pay monthly it's quick and easy Reviewed on: 15th May 2024
Chris Clark 's avatar
Chris Clark

So very easy to use even by me being a dinosaur .

5
So very easy to use even by me being a dinosaur . Also makes buying items and spreading the cost over a few months ( interest free ) Excellent service . Reviewed on: 15th May 2024
Mitch Mackenzie's avatar
Mitch Mackenzie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill