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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132616 reviews)

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4.74

Based on 132,616 reviews, last reviewed 10th Jun 2026

3765200% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Just good ways to pay handy and reliable Just good ways to pay handy and reliable Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132616)

Very useful for buying the big things and spreading...

Very useful for buying the big things and spreading the cost. Reviewed on: 16th May 2024

Very good service.

Very good service. And it helps me with my finances Reviewed on: 16th May 2024

It is very helpful and quick, I like using the PayPa...

It is very helpful and quick, I like using the PayPal credit, it helps me spread my cost. Reviewed on: 16th May 2024

Flexibility and peace of mind

It’s always there when I need it and the 4 months interest free option just gives you so much flexibility. Just knowing I’ve got it in my back pocket really does give me peace of mind. Reviewed on: 16th May 2024

Allowed me to buy stuff for myself without affecting...

Allowed me to buy stuff for myself without affecting my household budget. Reviewed on: 16th May 2024

Very easy to set up and use

Very easy to set up and use, now my go to company to use to buy things on credit Reviewed on: 16th May 2024

PayPal credit the best

PayPal credit has been a god send for me. Especially in the current climate and it has enabled me to get things when needed without having to have a credit card. Reviewed on: 16th May 2024

Very easy to use, comfortable 3 months payments, ver...

Very easy to use, comfortable 3 months payments, very reliable Reviewed on: 16th May 2024

It’s useful.

PayPal credit is a great tool and I’ve never had any issues with it. Reviewed on: 16th May 2024

Good experience.

Good experience.good customer service. Reviewed on: 16th May 2024

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