Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132648)

Paypal credit has the best cradit system

5
My Exprience is really smooth and perfect with paypal credit. When i needed it it was there. Also it’s clean and easy prosses to get. I am just loving it. It has made my life so easy. For example i wanted to buy a Macbook and i didn’t want to pay all of the money together and guess what paypal was there to help me . Trough paypal i bought my Macbook without any hustle and it gave the the opportunity to pay by monthly. Great! Reviewed on: 16th May 2024

I've used PayPal for twenty years.

5
I've used PayPal for twenty years. It is a brand I trust with my money online. Reviewed on: 16th May 2024

Excellent service from everybody from paypal

5
Excellent service from everybody from paypal Reviewed on: 16th May 2024

Great customer service

5
Easy to use and customer service has always been very helpful and supportive. Have had help with a few enquiries and used PayPal for at least 10years now Reviewed on: 16th May 2024

Very simple to use

5
PayPal is very straightforword, I use it all the time, cause it’s so simple Reviewed on: 16th May 2024

I love the security that you get with PayPal and als...

5
I love the security that you get with PayPal and also having an opportunity to pay over a few months rather than having to fork out straightaway. I’ve used PayPal since it first came out and it’s the only thing I will use to make payments online. Reviewed on: 16th May 2024

Happy Customer

5
I have never had a problem. I try and keep spending to a minimum and clear amount each month. I also feel it gives you better protection. Reviewed on: 16th May 2024

An amazing Credit option

5
Tried paypal credit couple of times and everytime it went smooth amazing credit option. Reviewed on: 16th May 2024

Easy to use and access to see what your spending...

4
Easy to use and access to see what your spending Reviewed on: 16th May 2024

I use the iPhone app and it’s so easy to use to mana...

5
I use the iPhone app and it’s so easy to use to manage my account. I also get useful notifications. Reviewed on: 16th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review