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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132635 reviews)

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4.74

Based on 132,635 reviews, last reviewed 10th Jun 2026

3766050% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132635)

Really can’t manage without PayPal

Have found PayPal quick, convenient, great for refunding delivery costs and amazing for splitting larger payments up to spread cost, interest free, or indeed for being interest free for 4 months so the bill becomes easier to pay and more affordable. Really can’t manage without PayPal. Reviewed on: 16th May 2024

They are absolutely saviour to all my financial need...

They are absolutely saviour to all my financial needs and goals. When it comes to customer satisfaction they are extremely valuable and excellent Reviewed on: 16th May 2024

Nice but not perfect

Nice clear easy service handy with not problem can be better sometimes with fisical card Reviewed on: 16th May 2024

Easy to use.

Easy to use. And setup. Perfect. Needs the ability to have a card system so you can pay while shopping in town Reviewed on: 16th May 2024

Always clear and concise, transactions clear and ava...

Always clear and concise, transactions clear and available Reviewed on: 16th May 2024

Split the Spend convenience

I love the pay in 4 feature for anything over £99 and its always available unlike other credit cards. Reviewed on: 16th May 2024

Good value if sometimes lacking on customer service.

Good value if sometimes lacking on customer service. Saving grace being that i rarely need to contact Reviewed on: 16th May 2024

I use PayPal credit to support my business

I use PayPal credit to support my business Reviewed on: 16th May 2024

Use PayPal credit every week.

Use PayPal credit every week. It helps me better manage my finances. Reviewed on: 16th May 2024

Great experience

Great. I like how repayment is structured. Reviewed on: 16th May 2024

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