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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,590 reviews, last reviewed 9th Jun 2026
3764150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026
Sean C's avatar
Sean C

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132590)

Payment issues after I pay my statement balance

3
Payment issues after I pay my statement balance Reviewed on: 16th May 2024
DJST's avatar
DJST

I am very happy very good service

5
I am very happy very good service Reviewed on: 16th May 2024
Zarghuna 's avatar
Zarghuna

PayPal have always be the best money platform that I...

5
PayPal have always be the best money platform that I know and can trust Reviewed on: 16th May 2024
Elvis oni Edigin 's avatar
Elvis oni Edigin

Excellent service

5
Easy to use, very responsive service and excellent credit service Reviewed on: 16th May 2024
Declan 's avatar
Declan

PayPal credit is excellent!

5
PayPal credit is excellent, also provides an easy to use app, which makes managing payments soo much easier! I would definitely recommend it to my friends and family to use! Customer service is easy to contact and very helpful. Reviewed on: 15th May 2024
Cal B's avatar
Cal B

Great service ! Easy to use

5
Very easy to apply for, clear layout and it explains when you need to make payments. Gives nice reminders near the time and you can schedule an auto pay , so you don’t need to worry about it . It’s come in very handy for purchases recently and I’ll certainly keep using it Reviewed on: 15th May 2024
Tom w's avatar
Tom w

PayPal credit is so effortless and easy to use

5
PayPal credit is so effortless and easy to use Reviewed on: 15th May 2024
Andrew's avatar
Andrew

Helps me manage my purchasing power and protection f...

5
Helps me manage my purchasing power and protection for peace of mind. Easy to use although when I have an issue would prefer to speak to a human rather than a bot and having to scroll through self help scripts Reviewed on: 15th May 2024
Helen's avatar
Helen

You get offers quit often like the last one I got la...

5
You get offers quit often like the last one I got last week with option to pay in 4 months no interest added. Reviewed on: 15th May 2024
Elizabeth Meli's avatar
Elizabeth Meli

PayPal have given me great credit limit and allowed...

5
PayPal have given me great credit limit and allowed me to get the things I love and pay back interest free. Buying things online is so much easier when you don’t need to input numbers as PayPal already saves all your card details for you. One of my favourite features of PayPal is pay in 3, unlike a credit it allows you to split 3 payments evenly interest free on your bank account. I would definitely recommend PayPal to anyone who values safety, ease of use, and great customer service. That’s why I’ve been with them for over 10 years! Reviewed on: 15th May 2024
Kuan Wong's avatar
Kuan Wong

Review PayPal: PayPal Credit now

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