Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,311 reviews, last reviewed 9th Jun 2026
3751600% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love pay pal I asked everyone download pay pal... I love pay pal I asked everyone download pay pal app Reviewed on: 9th June 2026
Abida G's avatar
Abida G

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132311)

Superb customer support in a difficult time!

4
A fairly transparent company, they let me know of changes and if I need further clarification they are usually easy to reach on the phone. Their customer support is where they really shine, I’ve never had an interaction with the support team that hasn’t reassured me and informed me of service changes. While I’d recommend staying away from getting into credit for lots of reasons, at least I feel can say the team at PayPal credit will help and explain to the best of their abilities. Reviewed on: 15th May 2024
GingerAnimator's avatar
GingerAnimator

I love PayPal - easy to use and super secure.

5
I love PayPal - easy to use and super secure. A flexible way to pay for big purchases that are heavy on your wallet. I was able to book my holidays and spread the cost of the flights through a few months which makes it extremely convenient for me. I will use it for more purchases in the future! Reviewed on: 15th May 2024
Giulia N's avatar
Giulia N

Using PayPal is easy and convenient.

5
Using PayPal is easy and convenient. I love the added protection, feel safe using them for my transactions. Credit is interest free for 4 months which is beneficial. Now that you can use Curve to pay inshore they have really stepped up a level. Would highly recommend!! Reviewed on: 15th May 2024
Elaine Zee's avatar
Elaine Zee

Accurate, useful, secure and reliable information pl...

5
Accurate, useful, secure and reliable information plus great customer service Reviewed on: 15th May 2024
Natalia 's avatar
Natalia

PayPal Credit for the win

5
I've used PayPal credit for a few years now and it is super handy for online purchases. Especially with the different types of credit ie pay in 3 chunks, 4 months interest free, fixed term financing and standard credit. The app makes it super easy to manage as well. Reviewed on: 15th May 2024
Kyle Potts's avatar
Kyle Potts

Fantastic and easy to use app makes moving money ver...

5
Fantastic and easy to use app makes moving money very easy as well as making it my main use for purchasing goods Reviewed on: 15th May 2024
Reece p's avatar
Reece p

Holiday to Mexico

5
Helped me with a lovely holiday to Mexico - allowed me to pay in interest free installments. Would recommend! Reviewed on: 15th May 2024
Sam B's avatar
Sam B

I can count on PayPal

5
PayPal credit is amazing and I am glad I am able to use it when needed Reviewed on: 15th May 2024
Ife's avatar
Ife

very flexible financial service!

5
Flexible payments of 0% over 3 months is very helpful with purchases. Paypal also raises your limit when requested should your credit score be good enough. If there ever are any problems with purchase, Paypal customer service is excellent at handling returns and refunds. Always use Paypal as a seller as well, the fees are much more reasonable than lets say ebay, it provides protection for both buyer and seller. Reviewed on: 15th May 2024
Min's avatar
Min

Top notch

5
Great service from I joined and continues to get better Reviewed on: 15th May 2024
Michael's avatar
Michael

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill