Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,851 reviews, last reviewed 9th Jun 2026
3730950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026
Jodie Stratton's avatar
Jodie Stratton

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (131851)

Undoubtly and absolutely the best!

5
Using PayPal credit is absolutely the best! When there are issues, they respond promptly and resolve matters in a timely manner, whilst delivering excellent customer service and satisfaction. I feel safe, secure, and confident when using PayPal Credit. It is simple to use . I find pleasure in using PayPal Credit because it's truly fantastic Reviewed on: 14th May 2024
Caroline G's avatar
Caroline G

Easy to manage,

5
Easy to manage, very clear. Really happy with the experience. Reviewed on: 14th May 2024
Roxy D's avatar
Roxy D

This service is extremely useful.

5
This service is extremely useful. It's quick and easy to use and very convenient. PayPal Credit has never let me down and is now my first choice for interest free credit. Reviewed on: 14th May 2024
Stephen Harding's avatar
Stephen Harding

Holiday paid.

5
I used paypal to pay for a holiday and paid back £100 monthly. Had no problems in fact Paypal said I only had to pay £37 month and I was able to pay back extra when I could without any problems so paid it back early. Would recommend Paypal to my friends and family. Reviewed on: 14th May 2024
Alice R's avatar
Alice R

Great service by Paypal.

5
Great service by Paypal. I love every bit of the Paypal Credit as it makes my shopping quite easy. Reviewed on: 14th May 2024
Ikechukwu E's avatar
Ikechukwu E

Safe PayPal payment Great customer service

5
Safe PayPal payment Great customer service Reviewed on: 14th May 2024
SELVINO C's avatar
SELVINO C

Love Paypal.

5
Love Paypal. Really easy to use. Reviewed on: 14th May 2024
Munawar A's avatar
Munawar A

Sorted issues I have had with online payments when s...

4
Sorted issues I have had with online payments when sellers have let you down Reviewed on: 14th May 2024
J s's avatar
J s

Love PayPal credit.

5
Absolutely love PayPal credit it pulled me out of a sticky situation when my engine blew up I mange to get a replacement engine and pay monthly thanks pay pal, kind regards Ashley Hill. Reviewed on: 14th May 2024
ashfhill's avatar
ashfhill

Excellent services offered by PayPal.

5
Excellent services offered by PayPal. PayPal credit is indeed leading on providing 0% interest deals with main retailes. Reviewed on: 14th May 2024
Hassan A's avatar
Hassan A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill