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PayPal: PayPal Credit reviews

4.74
Based on 131,604 reviews, last reviewed 9th Jun 2026
3719450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131604)

I live the 4months zero interest.

5
I live the 4months zero interest. Could be more than £100 tho as it does make me spend more. Reviewed on: 13th May 2024

Secured way of payment for all my on line purchases

5
Secured way of payment for all my on line purchases Reviewed on: 13th May 2024

If I’ve ever had a problem PayPal have sorted out qu...

5
If I’ve ever had a problem PayPal have sorted out quickly very happy with PayPal Reviewed on: 13th May 2024

This is a very good service to use if you don't have...

5
This is a very good service to use if you don't have money in your account and after using it, it relaxes your mind. Reviewed on: 13th May 2024

PayPal for everything and everyone

5
Everything you need to live the life the way you want to, with PayPal so versatile Reviewed on: 13th May 2024

PayPal really looks after the buying public

5
PayPal have looked after Me for several years now. They sort out matters of bad sellers daily quickly. Reviewed on: 13th May 2024

Fantastic service and very affordable

5
Fantastic service and very affordable Reviewed on: 13th May 2024

The best quality,I love PayPal and PayPal credit!

5
The best quality,I love PayPal and PayPal credit! Reviewed on: 13th May 2024

Really easy to use and pleasant transactions

5
Really easy to use and pleasant transactions Reviewed on: 13th May 2024

More time to pay back and flexible option

5
More time to pay back and flexible option Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review