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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,039 reviews, last reviewed 9th Jun 2026
3693450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026
Phill's avatar
Phill

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131039)

Extremely terrific.

5
Extremely terrific. I will tell everyone I know about this service Reviewed on: 12th May 2024
JamesSims's avatar
JamesSims

Love the service, shame you can’t use PayPal credit...

4
Love the service, shame you can’t use PayPal credit everywhere and not be restricted by a retailer for example I can use PayPal credit and they do 24 months interest free yet if the shop doesn’t let me even though PayPal credit have the facility too which is stupid! I also strongly dislike the way PayPal claim to take payments to pay back your PayPal credit for example you set up a direct debit to pay on your due date and PayPal are incapable of all the years I have used them of actually just taking the money and updating their systems correctly and stop telling me it can take up to this time or x many days to debit my money, every other company in the world I pay by direct debit and you PayPal are the only company that are incapable of doing it! Reviewed on: 12th May 2024
Daryl's avatar
Daryl

Great payment facility, easy to navigate, secure and...

5
Great payment facility, easy to navigate, secure and widely accepted. Reviewed on: 12th May 2024
Dean's avatar
Dean

Exceptional Responsive Customer Service

5
Streamlined Positive customer service encounter at every contact. Reviewed on: 12th May 2024
Adele 's avatar
Adele

Excellent service, I can resolved everything in minu...

5
Excellent service, I can resolved everything in minutes, Excellent trained staff, thanks Reviewed on: 12th May 2024
Gotse's avatar
Gotse

I just love it, so easy to use when needed.

5
I just love it, so easy to use when needed. Reviewed on: 12th May 2024
Ecaterina B's avatar
Ecaterina B

Great service always there to help and resolve probl...

5
Great service always there to help and resolve problems with all types of questions also very polite and friendly Reviewed on: 12th May 2024
Linda Davies's avatar
Linda Davies

Great option

5
I was buying furniture for my daughter room. That was great option to use PayPal credit. I don't need to worry about pay all quote straight. With PayPal credit I don't need pay nothing extra with 6 months. I was paying monthly for credit for furniture. Recommended for everyone. Everything was easy Reviewed on: 12th May 2024
Barbara K's avatar
Barbara K

online shopping

5
I use PayPal for a lot my online shopping where possible helps keep payments secure, fast and convenient for quick and easy check out Reviewed on: 12th May 2024
Rebecca C's avatar
Rebecca C

Zero hassle, easy to use and manage.

5
PayPal credit has been easy to use and manage over the last few years, with zero issues. Reviewed on: 12th May 2024
Chris H's avatar
Chris H

Review PayPal: PayPal Credit now

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