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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130061)

Awesome

5
Extremely helpful in times of need Reviewed on: 31st July 2023
Alice 's avatar
Alice

When you need a helping hand

5
Used PayPal credit for many years great provider for small and large purchases id say really it's the best Reviewed on: 31st July 2023
Kim Naisbitt's avatar
Kim Naisbitt

Amazing help with purchase

5
Amazing service and help with purchasing ! Reviewed on: 31st July 2023
Emil's avatar
Emil

Reliable

5
Reliable services and always promote 0 percent interest. Reviewed on: 31st July 2023
Keji solanke 's avatar
Keji solanke

Amazing interest free

5
I love being able to spread my payments over 4 months for almost anything I can buy online, Reviewed on: 31st July 2023
Neil Caudwell's avatar
Neil Caudwell

Paypal, quick and easy

5
Smooth payment transactions when I want them and flexibility to pay now or later, fabulous. Reviewed on: 31st July 2023
Angela's avatar
Angela

Great product

5
I used PayPal credit to purchase an item, to help spread the cost I couldn't believe how easy and quick it was to set up. Definitely will be using again and again for future purchases. Reviewed on: 31st July 2023
J Creighton 's avatar
J Creighton

Amazing credit option.

5
I stumbled upon PayPal Credit, and it is the best credit option I ever had. Spend over £99 and pay interest free for 4 months. This works perfectly well for me. They send reminders regularly. I always look out for PayPal credit options when I make purchases online. I can't fault it at all. I recommend this, it is better than a credit card in my own opinion. Reviewed on: 31st July 2023
Evelyn S's avatar
Evelyn S

Good service

5
Easy to use and very secure in line Reviewed on: 31st July 2023
Geoffrey Nadin's avatar
Geoffrey Nadin

Pay in 4 months

5
Purchased my new laptop over four months. Interest free ! Can't fault it ! Reviewed on: 31st July 2023
I zonkyou's avatar
I zonkyou

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