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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,048 reviews, last reviewed 9th Jun 2026
3603500% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use and easy to understand. Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026
Helen P's avatar
Helen P

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129050)

Extremely good credit facility

5
Their credit facility is top notch. It is extremely easy to pay with. Reviewed on: 8th July 2022
Kwasi Prempeh 's avatar
Kwasi Prempeh

Good service

4
Fast and honest response from PayPal on weather your eligible. The APR isn't to high against your borrow and gaining that trust if you have no missed payments can improve your borrowing for bigger purchases in the future. I find PayPal works for me and my budget so I would recommend PayPal to anyone that might be thinking of taking out credit. Reviewed on: 8th July 2022
Keith 's avatar
Keith

The most efficient payment and credit provider

5
I am a loyal PayPal customer for many year, and I have never been dissappointed with the services. The payment process is fast & efficient, one click process. When I had a dispute about a payment, it has been resolved in minutes. Paypal offers credit services, you only need to press the button to approve. In my opinion, PayPal is the best and most efficient payment provider Reviewed on: 8th July 2022
Angela 's avatar
Angela

Excellent

5
PayPal has an Excellent service with credit facilities. Reviewed on: 8th July 2022
Arjun Katuwal's avatar
Arjun Katuwal

Credit

5
I frequently use PayPal credit. Very handy 4 months interest free Reviewed on: 8th July 2022
Steven Hoynes's avatar
Steven Hoynes

credit card

5
great service very easy to use more people starting to except it Reviewed on: 8th July 2022
Graham Lovell's avatar
Graham Lovell

Super

5
Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022
florintyga33@gmail.com's avatar
[email protected]

Supportive product

5
PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022
Emmanuel Mekowulu's avatar
Emmanuel Mekowulu

Very good

5
Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022
John 's avatar
John

Value for money

5
Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022
Dawn Woodhams's avatar
Dawn Woodhams

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