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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,047 reviews, last reviewed 9th Jun 2026
3603400% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use with plenty of options of repa... Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026
Hi's avatar
Hi

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (129045)

Amazing service

4
I’m in love with it, you don’t need a good credit score to get it Reviewed on: 8th July 2022
Aderito Costa's avatar
Aderito Costa

Fast, great service.

5
Got approval and credit within minutes. Straightforward management via the app. Reviewed on: 8th July 2022
Nick Dandoulakis's avatar
Nick Dandoulakis

Incredible Credit

5
I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022
Enyinna 's avatar
Enyinna

Fantastic Service

5
Paypal Credit is absolutely brilliant for those purchases you need to make quickly, with no interest. Reviewed on: 8th July 2022
Lynn Cocksedge's avatar
Lynn Cocksedge

Excelling way to spread the cost

5
Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022
James Stewart's avatar
James Stewart

Best of the best

5
Best customer service and credit builder recommend it to everyone that i know Reviewed on: 8th July 2022
Shahriar Ebrahimi's avatar
Shahriar Ebrahimi

Paypal Credit

5
Everything fine, but should be allow to transfer money from paypal credit to wallet ;) Reviewed on: 8th July 2022
Odezzo's avatar
Odezzo

Brilliant credit provider

5
I love having PayPal credit. Having it has meant that I was able to get a pram for my baby and pay it off without any worry’s. It has given me a way to get the things a need and want without worry. Reviewed on: 8th July 2022
Sasha-Monique Gardner's avatar
Sasha-Monique Gardner

I highly recommend this

5
I’ve been using PayPal for long, and I can not recommend it enough! It's very easy to pay with PayPal and the super security! I don’t have doubts to choose when I’m making a payment. Reviewed on: 8th July 2022
Leticia Cartem's avatar
Leticia Cartem

Came to rescue when I needed.

5
I've used PayPal since 2006, convenient, trust worthy and reasonable APR. Reviewed on: 8th July 2022
Gen's avatar
Gen

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