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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130061)

Helpful Credit

5
The credit balance and allowing me to pay after 4 months of 0% interest free credit really helped me with some anxiety that came along with upcoming payments. Reviewed on: 12th June 2023
Callum Macleavy's avatar
Callum Macleavy

Peace of mind while using online.

5
Money back guarantee and feel safe while using it online as they don't share your bank or card details. Reviewed on: 11th June 2023
khurram shahzad's avatar
khurram shahzad

excellent

5
I bought a lot of stuff and it was easy to pay Reviewed on: 10th June 2023
Louai's avatar
Louai

Perfect paypal

5
I love the app. I find it handy that it reminds me when I am due to make a payment. The pay over r is perfect of I find myself having a tight month financially and its perfect with 0% interest Reviewed on: 8th June 2023
NadiaE's avatar
NadiaE

4 months 0% credit

5
This has helped me out a lot when a cost comes in when you are not expecting it. Reviewed on: 5th June 2023
M Rothwell's avatar
M Rothwell

Paypal credit

5
I trust Paypal and easy to use and can pay over 4 months interest free for anything over £99.00 Reviewed on: 5th June 2023
Mark Turton's avatar
Mark Turton

Great

5
Used these guys for many different things and never had any problems. Reviewed on: 5th June 2023
Drew Leslie's avatar
Drew Leslie

PaypalCredit-A life saver

5
Paypal Pay in 3 and PaypalCredit has saved my financial bacon in so many ways both before and during the cost of living crisis. As a self emplyed professional it has enabled me to pay my annual professional membership without which I could not practice. I travel a lot and so cost of train tickets as well as larger personal purchases have been made super easy to manage using both facilities. Due to app ans the fact that it is well intergrated with many merchant platforms , the process of payment s fuss free.. I only hope they increase my credit balance or interest free payment period... . It has so far been a blessing. Reviewed on: 5th June 2023
kemjika's avatar
kemjika

Safe and secure protected payments

5
Couldn’t be happier using PayPal. Always feel protected with my swift online payments Reviewed on: 5th June 2023
Cryptonite's avatar
Cryptonite

Good for PayPal credit

4
Supported me while buying big furnitures through 0 % interest free for 4 months offer in PayPal credit for every £99 spend Reviewed on: 4th June 2023
Ziw Tamang's avatar
Ziw Tamang

Review PayPal: PayPal Credit now

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