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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,703 reviews, last reviewed 9th Jun 2026
3678400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Experienced Profession a Passion Excellence I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the impo... Read more Reviewed on: 9th June 2026
Rumen T's avatar
Rumen T

Latest lowest rating:

1

I have been scammed which paid through PayPal and pa... I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the ... Read more Reviewed on: 9th June 2026
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A P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130703)

Never had no problem's never had anything to consurn...

5
Never had no problem's never had anything to consurn me, all good Reviewed on: 11th May 2024
Kevin c's avatar
Kevin c

When an emergency item its needed

5
I always use PayPal credit when in need of something and I'm short in money. Plus I don't pay interest and pay freely whenever I have money . Reviewed on: 11th May 2024
Luisa L's avatar
Luisa L

Very good service.

5
Very good service. Quick and easy application process. Reviewed on: 11th May 2024
David K's avatar
David K

I've had PayPal a long time

5
I've had PayPal a long time and I've never had any problems with it and it provides security for my transactions, a buffer between myself and the seller incase something happens and PayPal credit allows me to spread the cost at the same time Reviewed on: 11th May 2024
shane b's avatar
shane b

Very handy!!!!

5
Bought a few things with this. Helps spread the cost!! And juicy nectar points on top, with eBay!! Reviewed on: 11th May 2024
Jason B's avatar
Jason B

Excellent experience fast Quick service quicker resp...

4
Excellent experience fast Quick service quicker response Reviewed on: 11th May 2024
Bushra S's avatar
Bushra S

Excellent way to spread your cost over months.

5
Excellent way to spread your cost over months. Reviewed on: 11th May 2024
M rahman's avatar
M rahman

Great product, very helpful when buying items online.

5
Great product, very helpful when buying items online. Reviewed on: 11th May 2024
LibbyUk's avatar
LibbyUk

The best

5
Great for paying in installments free interest helps so much Reviewed on: 11th May 2024
Richard D's avatar
Richard D

I like their credit system to consume but I don't ge...

5
I like their credit system to consume but I don't get credit increased offer since I started with them. Reviewed on: 11th May 2024
Rubel M's avatar
Rubel M

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