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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,039 reviews, last reviewed 9th Jun 2026
3693450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026
Phill's avatar
Phill

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131039)

OmarAhmad

5
Very they cant wait money they church me quickly Reviewed on: 12th May 2024
Omar Ahmad 's avatar
Omar Ahmad

PayPal Credit is very useful

5
PayPal Credit has been very useful, especially with pay in three options and how I can pay early if needed. In addition having 0% rates on certain products is perfect and really helps relax any money issues! Reviewed on: 12th May 2024
Andrew Tan's avatar
Andrew Tan

Easy to set up and manage, an excellent tool!

5
I love the option to pay back interest free if the bill is payed by a certain date. The ability to set up various payment methods and flexible payment plans is also excellent, it's a very useful tool for me as an active buyer and gives breathing room for repayment. Reviewed on: 12th May 2024
Samuel D's avatar
Samuel D

Nice for quick credit for short term 0% intrest

5
Nice for quick credit for short term 0% intrest Reviewed on: 12th May 2024
Darren H's avatar
Darren H

Reliable service that never fails.

5
Reliable service that never fails. Reviewed on: 12th May 2024
Sherine L's avatar
Sherine L

Excellent experience.

5
Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024
Hamza K's avatar
Hamza K

Great service !!!

5
Using paypal credit for online purchases gave me flexiblity with cost living crisis. Reviewed on: 12th May 2024
Hasan A's avatar
Hasan A

Always there when and if you need them

5
Always there when and if you need them Reviewed on: 12th May 2024
James watts's avatar
James watts

Great service, always helpful with shopping online

5
Great service, always helpful with shopping online Reviewed on: 12th May 2024
Mihaela 's avatar
Mihaela

Good to deal with customer issues

5
Good to deal with customer issues Reviewed on: 12th May 2024
Ric's avatar
Ric

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