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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131365)

It’s nice and easy to us every purpose

5
It’s nice and easy to us every purpose Reviewed on: 13th May 2024
Dipesh Rai's avatar
Dipesh Rai

Convenient and Fast

5
Convenient and fast way to spread payments when shopping online. Reviewed on: 13th May 2024
SunnyBurns's avatar
SunnyBurns

Interest free purchases

4
I like the way you can buy things and get them interest free if you pay them off in like 3 or 10 payments. This means I can afford to buy the things I wouldn't normally be able to afford and maybe buy the next level up Reviewed on: 13th May 2024
Paul Heywood 's avatar
Paul Heywood

I've been able to do things and pay for it over time...

5
I've been able to do things and pay for it over time , although I've not been good with money I know the limit has help me keep on track of my spending Reviewed on: 13th May 2024
Mitul N's avatar
Mitul N

Friend for life

5
PayPal is like my credit card but with a difference There are so many ways to pay like pay in 3 PayPal credit pay using QR so many options Reviewed on: 13th May 2024
Kevin Brown's avatar
Kevin Brown

Good app improvements and nice off of PayPal credit.

5
Good app improvements and nice off of PayPal credit. Reviewed on: 13th May 2024
Chris 's avatar
Chris

4 months interest free

5
It is very convenient for me to have 4 months interest free option for purchase over 100 pound Reviewed on: 13th May 2024
Rahel's avatar
Rahel

Good link up with cards and apps, I use it for addit...

5
Good link up with cards and apps, I use it for additional online security and pay in full to avoid feeds which is easily managed via the app. This makes me feel more secure online and gives me a good overview. Reviewed on: 13th May 2024
David F's avatar
David F

great experience quick and easy application

5
great experience quick and easy application Reviewed on: 13th May 2024
gerry t's avatar
gerry t

Paypal has always been useful, I always know my mone...

5
Paypal has always been useful, I always know my money been protected Reviewed on: 13th May 2024
Andrew A's avatar
Andrew A

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