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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,640 reviews, last reviewed 10th Jun 2026
3766300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate . Always have the flexibility with PayPal when shop online .Easy access to make smooth payment . Very convenient too . Reviewed on: 10th June 2026
HON M's avatar
HON M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132640)

It does what says on the tin I'm happy with it.

4
It does what says on the tin I'm happy with it. Reviewed on: 14th May 2024
Jose d's avatar
Jose d

Very easy to use, not used for a while but would def...

5
Very easy to use, not used for a while but would definitely use again should the need arise. Reviewed on: 14th May 2024
Happy user's avatar
Happy user

Really simple and easy to use purchasing and repaying

5
Really simple and easy to use purchasing and repaying Reviewed on: 14th May 2024
Mat A's avatar
Mat A

It is helpful, not complicated I hidden charges.

5
It is helpful, not complicated I hidden charges. Reviewed on: 14th May 2024
Mete T's avatar
Mete T

I love PayPal credit.

5
I love PayPal credit. I have used PayPal for years as I feel it is a safer way to spend money online. PayPal credit let's you spend with 3 months to pay before any interest is charged. Its very convenient as you can pay minimum one month and pay extra the next or when you have more funds. I have been very happy to have the use of the PayPal credit facility. Would definitely recommend. Reviewed on: 14th May 2024
Amanda B's avatar
Amanda B

Easy & Safe

5
Easy & Safe way to make online purchases and payments Reviewed on: 14th May 2024
oluwaleke idowu's avatar
oluwaleke idowu

It was easy to apply, so simple to buy online

5
It was easy to apply, so simple to buy online Reviewed on: 14th May 2024
Enrico R's avatar
Enrico R

afford the things, you can’t

5
They allow you to be able to afford the things, you might not be able to pay in full and give you the flexibility to pay it in 4months with no interest, which is amazing, because if you use a credit card, many times the interest, is off putting, they give you the chance to go to events or purchase things maybe you cant afford one off Reviewed on: 14th May 2024
Geraldine Q's avatar
Geraldine Q

Interest rate way way too high and little to no prot...

1
Interest rate way way too high and little to no protection for the customer Reviewed on: 14th May 2024
JaDo 's avatar
JaDo

Being able to have PayPal makes my life so much easier.

5
Being able to have PayPal makes my life so much easier. Reviewed on: 14th May 2024
Sophie Stevens's avatar
Sophie Stevens

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