Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 132,606 reviews, last reviewed 9th Jun 2026
3764850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy with the service I have had a good experience with PayPal Credit. It has been easy to use and convenient, especially when I needed more flexibility with payments. Over... Read more Reviewed on: 9th June 2026
Simin T's avatar
Simin T

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132606)

Great way of soreading out payments

5
Great way of soreading out payments Reviewed on: 14th May 2024

It's a nice easy safe experience

5
It's a nice easy safe experience Reviewed on: 14th May 2024

Widely accepted, quick process and ease of use.

5
Widely accepted, quick process and ease of use. Reviewed on: 14th May 2024

Wonderful Pay App

5
Easy to use and humanise, repayment with kind reminder and more promotions. Reviewed on: 14th May 2024

Very fast and secure and reliable

5
Very fast and secure and reliable Reviewed on: 14th May 2024

My credit usage is easy to view and manage and I hav...

5
My credit usage is easy to view and manage and I have found customer service helpful. Reviewed on: 14th May 2024

Mixed review

3
Mixed. It was ok for me but my wife had some problems Reviewed on: 14th May 2024

Good service

5
No issues using PayPal for payments of goods or services safe and easy to use Reviewed on: 14th May 2024

Easy & Safe

5
Just feel safe paying with PayPal. Reviewed on: 14th May 2024

PayPal is simple and easy to use

5
PayPal is simple and easy to use, There are no hidden traps for people to fall in and the way payments are tracked is perfect Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review