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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132529 reviews)

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4.74

Based on 132,529 reviews, last reviewed 9th Jun 2026

3761350% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So easy to use So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132529)

To expansive, Not enough credit opportunities

To expansive, Not enough credit opportunities Reviewed on: 14th May 2024

Excellent to use and I have experienced no problems.

Excellent to use and I have experienced no problems. Most of the companies I buy from use PayPal which is an great bonus Reviewed on: 14th May 2024

Immaculate Customer service

Customer service is second to none and payment is flexible which gives us working class people time to pay without needing to empty our bank account Reviewed on: 14th May 2024

Great service.

Great service. Easy credut payments. Reviewed on: 14th May 2024

Easy to use, can pay over time.

Easy to use, can pay over time. Take the worry out of payments. Recommend to everyone Reviewed on: 14th May 2024

This is a perfect payment method

This is a perfect payment method Reviewed on: 14th May 2024

Safe and easy to use

Easy to set up and use. Easy to keep track of and safe Reviewed on: 14th May 2024

PayPal is great and credit is nice

PayPal is great and credit is nice Reviewed on: 14th May 2024

Excellent service

Excellent service to all customers and honest policy Reviewed on: 14th May 2024

I have had lots of things I could not afford to pay...

I have had lots of things I could not afford to pay upfront but with the 4 months interest free it’s fab Reviewed on: 14th May 2024

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