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PayPal: PayPal Credit reviews

4.74
Based on 132,394 reviews, last reviewed 9th Jun 2026
3755150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026
Leroy P's avatar
Leroy P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132394)

Love Paypal Credit

5
Paypal crefit is a very handy way to spread the cost of more expensive items. It enabled me to get the irem i wanted. Reviewed on: 13th May 2024

Awesome!

5
Awesome! Nothing can be any better than PayPal Credit when it comes to financial services. Thank you PayPal. I’m so grateful! Reviewed on: 13th May 2024

Very good no issues at all.

5
Very good no issues at all. Good way of protecting yourself online when making payments. Reviewed on: 13th May 2024

Hope for difficult situations.

5
Hope for difficult situations. Bought my holidays package with PayPal and paid with PayPal credit in 4 months. Such a relief. Reviewed on: 13th May 2024

PayPal gives excellent service .

5
PayPal has always been efficient and reliable and is trustworthy in handling my financial transactions Reviewed on: 13th May 2024

Top notch,I find it really easy to navigate and it m...

5
Top notch,I find it really easy to navigate and it makes it easy for me to use a little more funds. Reviewed on: 13th May 2024

Never had an issue with PayPal, clear and easy custo...

5
Never had an issue with PayPal, clear and easy customer service. Easy transactions. Safe and secure payment system. Reviewed on: 13th May 2024

Easy to borrow money without reapplying for credit.

5
Easy to borrow money without reapplying for credit. Reviewed on: 13th May 2024

Everything is so easy

5
Everything is so easy, IT only takes a few clicks. Reviewed on: 13th May 2024

Alternative mean of payment

5
Paying 4 instalments as my convenience is really important to people on tight budget. Reviewed on: 13th May 2024

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