Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,200 reviews, last reviewed 9th Jun 2026
3746950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver, never had any issues with PayPal being u... Life saver, never had any issues with PayPal being using for many year, safe and secure Reviewed on: 9th June 2026
Abdirisak 's avatar
Abdirisak

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132200)

Confusing user interface

4
The user interface is quite confusing, its hard to tell what you pay for and also the direct debit is very confusing, taking random sums from account without telling what they are for Reviewed on: 13th May 2024
Alex B's avatar
Alex B

Very nice I would like used PayPal credit.

5
Very nice I would like used PayPal credit. Reviewed on: 13th May 2024
Ewa Z's avatar
Ewa Z

Easy and quick would recommend it

5
Easy and quick would recommend it Reviewed on: 13th May 2024
noel barr's avatar
noel barr

I just applied through apple store and got the credi...

5
I just applied through apple store and got the credit so easy Reviewed on: 13th May 2024
MY's avatar
MY

Excellent all around, well done PayPal.

5
Excellent all around, well done PayPal. Easy to use interface. Credit payments could reflect a little sooner and a forecast of credit charges would be very useful. Reviewed on: 13th May 2024
JayDee's avatar
JayDee

Excellent service always and useful.

5
Excellent service always and useful. Easy to use. Reviewed on: 13th May 2024
JJKS's avatar
JJKS

Excellent platform for money transportation

4
Excellent platform for money transportation Reviewed on: 13th May 2024
Jai v k 's avatar
Jai v k

Trust worthy and reliable.

5
Trust worthy and reliable. PayPal Credit is very useful for my day to day life. Reviewed on: 13th May 2024
Cartoony Ally's avatar
Cartoony Ally

Seamless Experience But NotEnough Info

4
Seamless Credit experience. However, I find it hard to keep track of what I've paid for in the App which is a bit disempowering: a statement that shows details of where I've used credit an what for would get 5 stars from me Reviewed on: 13th May 2024
Joe S's avatar
Joe S

Easy to use, simple to pay.

5
Easy to use, simple to pay. Quick set up, simple clear instructions, simple to choose what you pay and when. Reviewed on: 13th May 2024
Kelly D's avatar
Kelly D

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill