Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131920 reviews)

View other PayPal products

4.74

Based on 131,920 reviews, last reviewed 9th Jun 2026

3734050% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super simple to use, so user friendly it’s mad! Super simple to use, so user friendly it’s mad! Reviewed on: 9th June 2026

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131920)

I get paid weekly it make sense to use PayPal credit...

I get paid weekly it make sense to use PayPal credit so long as you have a DD in place & chip at it weekly it great Reviewed on: 12th May 2024

Never had a problem, really good rates, easy to use...

Never had a problem, really good rates, easy to use Reviewed on: 12th May 2024

I love PayPal.

I love PayPal. It has helped me and my family to buy things and pay later or in instalment which helps a lot. Reviewed on: 12th May 2024

Used this method of payment on multiple occasions.

Used this method of payment on multiple occasions. Their app is easy to understand and make payments. Reviewed on: 12th May 2024

Good safeguard when buying online.

Good safeguard when buying online. Quick transactions Reviewed on: 12th May 2024

Always resolved any issues whether it was as a buyer...

Always resolved any issues whether it was as a buyer or a seller. As long as you follow the rules and regulations you are 100% covered for any problems you may encounter. Reviewed on: 12th May 2024

PayPal is amazing!

I have been with PayPal for many years and find it a fantastic way of paying for items either by PayPal credit or by date out of my bank account. If there has been a problem with a retailer PayPal always has my back and have refunded me money where a retailer has been shown to be bogus. I would definitely recommend PayPal to everyone. Reviewed on: 12th May 2024

Never had an issue from the start.

Never had an issue from the start. Great payment schemes Reviewed on: 12th May 2024

Never had an issue with PayPal Credit

Never had an issue with PayPal Credit Reviewed on: 12th May 2024

I haven't had any issues with my PayPal credit facil...

I haven't had any issues with my PayPal credit facility since I applied for it. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.73 from 3742 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63739 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub