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PayPal: PayPal Credit reviews

4.74
Based on 131,694 reviews, last reviewed 9th Jun 2026
3723550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant - Absolutely Recommend I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest cha... Read more Reviewed on: 9th June 2026
Cyrella J's avatar
Cyrella J

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131695)

Flexible and simple to navigate

5
It's been usual for making much needed purchases be it for health reasons or to do diy around the home, it's quite easy to pay off credit when possible and to schedule payments. I would recommend it to family and friends but only if they needed it. Reviewed on: 12th May 2024

They don’t keep their promises and repayment process...

1
They don’t keep their promises and repayment process is very poor Reviewed on: 12th May 2024

very nice service:)

5
++ very nice service. Very helpful when you need. So i always using the paypal if needed. Reviewed on: 12th May 2024

Easy to use, available in many online stores

5
Easy to use, available in many online stores Reviewed on: 12th May 2024

I always pay for products online with paypal for sec...

5
I always pay for products online with paypal for security and ease of use, and the added bonus of paypal credit gives you peace of mind, if an appliance brakes or a birthday comes around sooner than expected and your short of cash for a present, I love it. Reviewed on: 12th May 2024

Easy to setup and use, no fuss and no headaches.

4
Easy to setup and use, no fuss and no headaches. Reviewed on: 12th May 2024

Great Jaba.

5
Great Jana. Let the phorce be with Them Reviewed on: 12th May 2024

No bad at all ehen i dif have a problem...

4
No bad at all ehen i dif have a problem with the seller Reviewed on: 12th May 2024

Been good to use, glad I set this up.

5
Been good to use, glad I set this up. Payments come out on random dates and would prefer the app to be a little easier to use. I find it bit clunky with lots of pointless things and missing what I actually might want. But all in all a good service and customer service department is helpful and polite. Reviewed on: 12th May 2024

nothing to say.

5
nothing to say.just perfect.no complaint or something Reviewed on: 12th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review