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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,440 reviews, last reviewed 9th Jun 2026
3711750% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use and very handy. Very easy to use and very handy. Reviewed on: 9th June 2026
Ja's avatar
Ja

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (131441)

I like the 4 month interest free offer.

4
I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024
Campbell M's avatar
Campbell M

Never let me down, excellent service

5
Never let me down, excellent service Reviewed on: 11th May 2024
Allan Thompson 's avatar
Allan Thompson

Easy to arrange.

5
Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024
Jue L's avatar
Jue L

Always had good support when needed.

5
Always had good support when needed. Reviewed on: 11th May 2024
Nick S's avatar
Nick S

Shopping made easy no need to carry cash.

4
Shopping made easy no need to carry cash. Had a dispute with a buyer and PayPal was able to assist with the refund quickly. Reviewed on: 11th May 2024
Jeannine M's avatar
Jeannine M

Reviews1

5
Excellent no problems with any aspect Reviewed on: 11th May 2024
Jonathan W's avatar
Jonathan W

Love PayPal I won’t buy from retailers not accepting...

5
Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024
Kay Kay 's avatar
Kay Kay

Very handy

5
When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024
Dorita R's avatar
Dorita R

Great customer service and support

5
Easily make payments, anywhere anytime, anyplace.Customer service was very understanding with my missed payment as I did not understand the minimum payment requirements. Easily resolved over the phone after a quick phone call from their new customer support services people. Reviewed on: 11th May 2024
Lee F's avatar
Lee F

Amazing I love PayPal I love PayPal credit they help...

5
Amazing I love PayPal I love PayPal credit they helped me pay for my new MacBook Pro Reviewed on: 11th May 2024
Maria M's avatar
Maria M

Review PayPal: PayPal Credit now

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