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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,194 reviews, last reviewed 9th Jun 2026
3700400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Always ready to help and support Always ready to help and support Reviewed on: 9th June 2026
Anton B's avatar
Anton B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131194)

PayPal Credit offers a convenient financing option f...

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024
hostain's avatar
hostain

Book a flight, pay it in installments

5
Excellent scheme, especially being able to pay for my flights in installments (Emirates) Was able to afford a holiday with my autistic son only because of this. Reviewed on: 10th May 2024
Zoe A's avatar
Zoe A

The best payment method

5
Whenever I’ve had to use it was very easy and customer service is excellent Reviewed on: 10th May 2024
karen kavanagh's avatar
karen kavanagh

Lots of different options are available

5
Lots of different options are available Reviewed on: 10th May 2024
Jakub B's avatar
Jakub B

super smooth transactions every time

5
Always a super smooth transaction and never an issues, great service Reviewed on: 10th May 2024
Donna M's avatar
Donna M

PayPal is the way Pal

5
The whole set up makes paying for goods and services very easy also it gives me peace of mind that I know it is a safe and secure payment method. I use PayPal for the majority of my transactions and will continue to do so. Thank you PayPal Reviewed on: 10th May 2024
benh's avatar
benh

Great and easy , can be sued for many sites

5
Great and easy , can be sued for many sites Reviewed on: 10th May 2024
shazia khan's avatar
shazia khan

PayPal is sporting and helpful.

5
PayPal is sporting and helpful. I Have PayPal account and credit past few years never had any problems or complain so far . Thank you. Reviewed on: 10th May 2024
Jhanzaib A's avatar
Jhanzaib A

Splendid experience with the customer service depart...

4
Splendid experience with the customer service department Reviewed on: 10th May 2024
AFEEZ ABDUL's avatar
AFEEZ ABDUL

Handy option to have as a back up for tougher times...

5
Handy option to have as a back up for tougher times and the interest rate isn't bad on the credit function, the paypal pay in 3 plans have been my best friend over the years, perfect option for larger purchases without costing you a fortune in fees and interest. Reviewed on: 10th May 2024
Kirsty L's avatar
Kirsty L

Review PayPal: PayPal Credit now

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