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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,344 reviews, last reviewed 9th Jun 2026
3662250% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to use, great communication easy to use, great communication Reviewed on: 9th June 2026
susan G's avatar
susan G

Latest lowest rating:

1

You must be jocking i have done this 6 times now but... You must be jocking i have done this 6 times now but because I am 85 years old I can't find the f ing code Reviewed on: 9th June 2026
Robert Jackson's avatar
Robert Jackson
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130347)

Great and simple service

5
Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022
Sean Amir's avatar
Sean Amir

Oh yeah

5
I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022
Szymon's avatar
Szymon

Excellent service and product

5
Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022
john davies's avatar
john davies

Makes wishlists possible

5
Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022
Jabed Ali's avatar
Jabed Ali

Great credit Facility

5
I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022
Ste - Dobie Optimum Fitness's avatar
Ste - Dobie Optimum Fitness

Simple fast system anybody can enjoy..

5
As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022
philip meeks's avatar
philip meeks

Easy to go with and makes life better

5
You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022
Imre Nagy's avatar
Imre Nagy

Why use anyone else

5
Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022
Stephen's avatar
Stephen

Accessible and flexible

5
Easy to contact the people who listen and advise with confidence and respond with commonsense. Reviewed on: 4th August 2022
Peter Hogan's avatar
Peter Hogan

Great and easy to manage product

5
Always keen to help with any issues Reviewed on: 4th August 2022
james claRk's avatar
james claRk

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