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PayPal: PayPal Credit reviews

4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132648)

Excellent to use and I have experienced no problems.

5
Excellent to use and I have experienced no problems. Most of the companies I buy from use PayPal which is an great bonus Reviewed on: 14th May 2024

Immaculate Customer service

5
Customer service is second to none and payment is flexible which gives us working class people time to pay without needing to empty our bank account Reviewed on: 14th May 2024

Great service.

5
Great service. Easy credut payments. Reviewed on: 14th May 2024

Easy to use, can pay over time.

5
Easy to use, can pay over time. Take the worry out of payments. Recommend to everyone Reviewed on: 14th May 2024

This is a perfect payment method

5
This is a perfect payment method Reviewed on: 14th May 2024

Safe and easy to use

5
Easy to set up and use. Easy to keep track of and safe Reviewed on: 14th May 2024

PayPal is great and credit is nice

5
PayPal is great and credit is nice Reviewed on: 14th May 2024

Excellent service

5
Excellent service to all customers and honest policy Reviewed on: 14th May 2024

I have had lots of things I could not afford to pay...

5
I have had lots of things I could not afford to pay upfront but with the 4 months interest free it’s fab Reviewed on: 14th May 2024

Back up when needed

5
Its easybto use and is grwat back up when needed, no fuss use it for whatever suits ur needs, witth no judgement on your character Reviewed on: 14th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review