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PayPal: PayPal Credit reviews

4.74
Based on 132,614 reviews, last reviewed 9th Jun 2026
3765150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and wasy to sign up and understand Good and wasy to sign up and understand Reviewed on: 9th June 2026
Jessica S's avatar
Jessica S

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132615)

More time to pay back and flexible option

5
More time to pay back and flexible option Reviewed on: 13th May 2024

PayPal always been helpful for me when I didn’t had...

5
PayPal always been helpful for me when I didn’t had money to spend it really help me out with. PayPal credit Reviewed on: 13th May 2024

Easy to use and great value for money!

5
Easy to use and great value for money! Reviewed on: 13th May 2024

So handy!!

5
So handy to have being able to get something you want instantly Reviewed on: 13th May 2024

The best way and most secure most way to pay online...

5
The best way and most secure way to pay online Reviewed on: 13th May 2024

Best way to pay .

5
Been using for long time and great way to pay .Apr good and not a rip off like credit carda Reviewed on: 13th May 2024

Quick, handy, reasonable

5
Very easy to use. Reasonable rates. Never had an issue and really comes in handy when you're in need Reviewed on: 13th May 2024

Pay in 3 and PayPal credit flexibility

5
Pay in 3 and PayPal credit have both provided highly beneficial and flexible approaches to online purchases. Reviewed on: 13th May 2024

PayPal is very easy, quick and reliable.

5
PayPal is very easy, quick and reliable. 10/10 Reviewed on: 13th May 2024

Its great and easy to use, no hassle and easy to sen...

5
Its great and easy to use, no hassle and easy to send payments back Reviewed on: 13th May 2024

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