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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,553 reviews, last reviewed 9th Jun 2026
3762400% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is widely accepted and is very convenient for... PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026
Vihit D's avatar
Vihit D

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132553)

Quick respond and refund when returned an items I do...

5
Quick respond and refund when returned an items I don’t following a purchase Reviewed on: 13th May 2024
Ibrahim's avatar
Ibrahim

Easy to use.

4
Easy to use.Good experience Solve problems with expertise Reviewed on: 13th May 2024
Chalkie's avatar
Chalkie

My experience has been great so far

5
My experience has been great so far Reviewed on: 13th May 2024
Blessing john's avatar
Blessing john

Great service.

5
Great service. Low interest rates. Reviewed on: 13th May 2024
Naseema's avatar
Naseema

Easy to use, well thought out

5
Easy to use, well thought out website. Reminders sent so you don't forget. Easy to understand. Reviewed on: 13th May 2024
Paul b's avatar
Paul b

Recommended

5
Easy to use and flexible payments Reviewed on: 13th May 2024
jarvis's avatar
jarvis

Use PayPal as my main form of payment as it’s trustw...

5
Use PayPal as my main form of payment as it’s trustworthy. Also use PayPal credit a lot as helps to pay payments a bit later on or if things need returning it’s very handy. Reviewed on: 13th May 2024
Jade M's avatar
Jade M

Excellent service and app.

5
Excellent service and app. Quick and easy to set up and use Reviewed on: 13th May 2024
Zach 's avatar
Zach

Great experience other than the shortage of staff in...

5
Great experience other than the shortage of staff in credit adjustment and financial management, otherwise the overall experience is good enough. More handy ,O would also suggest a redirection to the app for payment rather than internet login each time which consume time and a bit delay . Reviewed on: 13th May 2024
Akhil Alex's avatar
Akhil Alex

Exceptionally safe, easy and convenient.

5
Exceptionally safe, easy and convenient. Reviewed on: 13th May 2024
Ahmad Y's avatar
Ahmad Y

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