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PayPal: PayPal Credit reviews

4.74
Based on 132,230 reviews, last reviewed 9th Jun 2026
3748300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026
Lydia W's avatar
Lydia W

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132230)

Best way to pay money and all ways trust on PayPal m...

5
Best way to pay money and all ways trust on PayPal money protection Reviewed on: 13th May 2024

Easy to understand and use recommended

5
Easy to understand and use recommended Reviewed on: 13th May 2024

For a student, you can get a paypal credit easily wh...

5
For a student, you can get a paypal credit easily which is a huge bonus. Reviewed on: 12th May 2024

Easy to use.

5
Easy to use. Good interface and breakdown of information Reviewed on: 12th May 2024

Paypal are good

5
Good service and they helpful when you need them Reviewed on: 12th May 2024

Always found it very useful and I used it alot

5
Always found it very useful and I used it alot Reviewed on: 12th May 2024

Great for purchases when unexpected costs come up an...

5
Great for purchases when unexpected costs come up and for expensive times of year like birthdays, Xmas and other seasonal expenses that arise. Reviewed on: 12th May 2024

0% intetest on deferred payments is awesone

4
0% intetest on deferred payments is awesone Reviewed on: 12th May 2024

Excellent

5
Have been a paypal customer for over 10 years amazing customer service very trustworthy fair and reliable , you get a sense they really care about ur money and make it easy for you to take control of your money safely Reviewed on: 12th May 2024

It's very good

4
PayPal is generally user-friendly, offers security measures, but has some fees and occasional customer service issues. Overall, it's reliable for most transactions. Reviewed on: 12th May 2024

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