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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,734 reviews, last reviewed 9th Jun 2026
3725450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service . No issues at all with using. PayPal . Plenty of payment variations for larger purchases . Payment reminders received in plenty time and can set to pay... Read more Reviewed on: 9th June 2026
Alison A's avatar
Alison A

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131734)

Fantastic customer service

5
When I had to dispute a payment in the past, PayPal customer service was brilliant at helping me deal with it Reviewed on: 11th May 2024
Crystal S's avatar
Crystal S

I was unable to get credit card but PayPal help me w...

5
I was unable to get credit card but PayPal help me with PayPal credit and I will always say PayPal is awesome and I will always use it. Reviewed on: 11th May 2024
Simranjit A's avatar
Simranjit A

There's nothing to dislike about PayPal Credit.

5
There's nothing to dislike about PayPal Credit. Just wish more and more retailers start accepting PayPal Credit as a payment option which would give us the flexibility when we make payments. Reviewed on: 11th May 2024
Kiran's avatar
Kiran

Very good experience, I like the experience

5
Very good experience, I like the experience Reviewed on: 11th May 2024
Ahmed S's avatar
Ahmed S

Top service.

5
Top service.. Great reassurance.. Reviewed on: 11th May 2024
Paolo M's avatar
Paolo M

Good for doing work ,and helping me and customer

5
Good for doing work ,and helping me and customer Reviewed on: 11th May 2024
Kristine B's avatar
Kristine B

Love PayPal credit!

5
Handy for bigger purchases that you need time to split payments on, really handy app! Clear to use Reviewed on: 11th May 2024
Cerys T's avatar
Cerys T

Secret project

5
Keeps my project going without telling my wife how much actually spending on the car, spread the cost the your sorted love it! Reviewed on: 11th May 2024
Tag Greg's avatar
Tag Greg

Very easy and good interest free periods

5
Very easy and good interest free periods Reviewed on: 11th May 2024
Jonathan 's avatar
Jonathan

yes smartway to shop and safe welcoming more people...

4
yes smartway to shop and safe welcoming more people to do so Reviewed on: 11th May 2024
Bogdan b's avatar
Bogdan b

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