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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,497 reviews, last reviewed 9th Jun 2026
3714450% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using paypal credit and it really helps me to m... I am using paypal credit and it really helps me to manage my expenses when I need an unexpected purchases. Highly recommend it. Reviewed on: 9th June 2026
JunT's avatar
JunT

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131497)

Why I Recommend PayPal credit to everyone

5
It is very easy to use, interactive and comes with good customer care experience when things go wrong. My preference while doing an online payment is PayPal credit each and everytime because of its flexible credit payment afterwards. I would recommend everyone to use PayPal as it also provides greater security and not exposing your transactions to others Reviewed on: 11th May 2024
Parikshit M's avatar
Parikshit M

I couldn’t live without PayPal

5
I couldn’t live without PayPal the flexibility it gives you with credit options is fundamental in today’s economy, the App is very user friendly with alerts so you can easily keep an eye on your finances. Reviewed on: 11th May 2024
JasonB's avatar
JasonB

9 times out of 10 everything goes exceptionally smoo...

4
9 times out of 10 everything goes exceptionally smoothly however I have experienced glitches which is often difficult to unpick through the mobile App. BUT, when you speak to an individual they are very helpful: Reviewed on: 11th May 2024
Sonia D's avatar
Sonia D

Really easy to use an I like the pay on 3 option lar...

5
Really easy to use an I like the pay on 3 option larger purchases. Reviewed on: 11th May 2024
Plee's avatar
Plee

Great easy to access and really beneficial with 4 mo...

5
Great easy to access and really beneficial with 4 month zero percent interest Reviewed on: 11th May 2024
Will P's avatar
Will P

Easy to pay, life savier, great opportunity to have it

5
Easy to pay, life savier, great opportunity to have it Reviewed on: 11th May 2024
yavuz T's avatar
yavuz T

Excellent service, strongly recommend!

5
Excellent service, strongly recommend! Reviewed on: 11th May 2024
Ruzha 's avatar
Ruzha

Easy to use and very accessible.

5
Easy to use and very accessible. Easy to keep track of spending and useful to use when buying online. Reviewed on: 11th May 2024
Chloe S's avatar
Chloe S

Best service/ quick response

5
I think paypal doing his best to people from scam and much more Reviewed on: 11th May 2024
Zeeshan K's avatar
Zeeshan K

Been using PayPal for years so easy to use and send...

5
Been using PayPal for years so easy to use and send money and pay for stuff and customer service is very good to settle any dispute. I wish more people would use it lol. Helps me manage my finances and the app is very good and reliable. Reviewed on: 11th May 2024
Karwing T's avatar
Karwing T

Review PayPal: PayPal Credit now

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