Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,945 reviews, last reviewed 9th Jun 2026
3689250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit service I haven't needed to interact with customer service so I can't comment on that. However, I have made a few big purchases recently and I am grateful for... Read more Reviewed on: 9th June 2026
Emily c's avatar
Emily c

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (130946)

Easy quick and safe

4
Make payments quick and safe have an easy access to help and support without having to Waite on hold is a god send Reviewed on: 14th August 2022
stephen evans's avatar
stephen evans

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022
Amgad Khalil's avatar
Amgad Khalil

Convenient, easy to use

5
Have been using PayPal credit for years, never had any issue with the service. Its always very convenient for larger purchases and there's always a large volume of retailers who accept the payment method. Cannot fault the service Reviewed on: 14th August 2022
Shaun's avatar
Shaun

PayPal credit

5
It amazing app and easy to use and pay off very fast and easy Reviewed on: 14th August 2022
trish120@hotmail.co.uk's avatar
[email protected]

Easy, speedy payments

5
After using PayPal credit and Pay in 3 I can say the service is excellent and never had an issue. The app is simple to use and make payments super swift. Reviewed on: 14th August 2022
Ben G's avatar
Ben G

Easy and security way to Pay

5
PayPal makes our payment easy, fast and secure. There's nothing to worry about. If you want peace of mind, use PayPal! Reviewed on: 14th August 2022
Al Franca's avatar
Al Franca

Aaaaa

5
Being a customer for some time,can’t be more satisfied Reviewed on: 14th August 2022
Max's avatar
Max

Affordable Credit

5
Using PayPal Credit made it easy and quick for me to buy the things I needed when not having the funds to buy outright. You can pay the set monthly payment or more if you can afford it. It is so easy to use. Reviewed on: 14th August 2022
SueH's avatar
SueH

A fair secure way to purchase

5
After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022
kmccann8701's avatar
kmccann8701

Good rate

5
I very happy with paypal credit,small comision Reviewed on: 14th August 2022
Irina Ir Alvydas Rekai's avatar
Irina Ir Alvydas Rekai

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill