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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,429 reviews, last reviewed 9th Jun 2026
3665900% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer experience PayPal called me to alert me to a missed payment, which was appreciated so it could be kept off my credit file. I haven't had this form other credit p... Read more Reviewed on: 9th June 2026
Nicola D's avatar
Nicola D

Latest lowest rating:

1

You must be jocking i have done this 6 times now but... You must be jocking i have done this 6 times now but because I am 85 years old I can't find the f ing code Reviewed on: 9th June 2026
Robert Jackson's avatar
Robert Jackson
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130430)

Great to Have

5
Great to have as a back up and the 3 month interest free is ideal for the more expensive items. Reviewed on: 31st July 2022
Peter McClory's avatar
Peter McClory

Easiest way to pay for almost everything online

5
I have used Paypal for years, the introduction of Paypal Credit has allowed even more flexibility and affordability. Reviewed on: 31st July 2022
Tamsin Harrisson's avatar
Tamsin Harrisson

More than happy with the Pay Pal Credit

5
Happy with this product and i will recommend to everyone Reviewed on: 31st July 2022
Razvan Alexe's avatar
Razvan Alexe

Straight forward reliable credit which is easy to repay

4
I find paypal credit to be really quite helpful when it comes to one off purchases, i recently purchased a new mountain bike for traveling to work, and the interest free repayment ( within four months) was super helpful :) Reviewed on: 31st July 2022
S Batch's avatar
S Batch

flexibility best

5
Paypal is a global company that gives me a lot of options to use and gives a really good product with different choices to pay Reviewed on: 31st July 2022
Tom3k9 PB's avatar
Tom3k9 PB

The BEST and ONLY safe way to pay

5
I have been using PayPal for over 15 years. There has NEVER been a problem with security. It's simply the easiest, safest way to pay online and to get paid. When I had problems with sellers or buyers or even with Paypal's system, the customer service was phenomenal and they sorted out every case with fairness even if it wasn't to me favour. With PayPal Credit, I have also now been able to make purchases that I wouldn't be able to do otherwise, and it doesn't even affect your credit score. It's amazing. They take security so seriously, that over the years, I received two phone calls from them checking my account's activity and making sure that it was me who is using it or if am happy with the service. I have recommended to all my family and friends and many of them have had the same experience. The best and ONLY safe way to pay online and get paid. Reviewed on: 31st July 2022
Anestis's avatar
Anestis

PayPal credit has advantages

5
I like to pay as much as I can each month using PayPal credit and then I settle my account each month. It helps me to keep a track of my spending while making online shopping much safer. Reviewed on: 31st July 2022
pauline dowson's avatar
pauline dowson

Which i could have a real card

3
paypal is great but i wish i could have a physical or digital card Reviewed on: 30th July 2022
Stephen D's avatar
Stephen D

Trusted payment system

5
I feel safe paying with Paypal knowing if i have a problem it will get resolved, paypal credit is a good option because i can choose how many months to pay my choice Reviewed on: 30th July 2022
jamie smith's avatar
jamie smith

easy and clear enough to use

5
very helpful in my daily shopping Reviewed on: 30th July 2022
Chip Tuning Remap - Remapping's avatar
Chip Tuning Remap - Remapping

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