Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,827 reviews, last reviewed 9th Jun 2026
3638900% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I get Peace of mind when pay through PayPal I get Peace of mind when pay through PayPal Reviewed on: 9th June 2026
Sayadill H's avatar
Sayadill H

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (129827)

Helps me split the cost of important things in life

5
I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022
Livi Cracknell's avatar
Livi Cracknell

Convenient and simple to use

5
This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022
Joe's avatar
Joe

Easy credit with interest free if wanted

5
I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022
Brahim Labii's avatar
Brahim Labii

Safe credit

5
Know where you are with PayPal!! Reviewed on: 8th July 2022
dynamic15670@sky.com's avatar
[email protected]

Life saviour

5
PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022
Marthe's avatar
Marthe

Easy and accepted everywhere

5
Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022
Rahman Sajid's avatar
Rahman Sajid

Easy to use

5
I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022
skye viki's avatar
skye viki

Paypal credit - the most flexible way to pay!

5
Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022
Daniel Elton's avatar
Daniel Elton

Great product

5
They have a great service I would highly recommend them. Reviewed on: 8th July 2022
John Usher's avatar
John Usher

Just great

5
Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022
Robert Simmons's avatar
Robert Simmons

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill