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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,951 reviews, last reviewed 9th Jun 2026
3689550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, I would thoroughly recommend! Excellent service, I would thoroughly recommend! Reviewed on: 9th June 2026
JB's avatar
JB

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130951)

Amazing app and I love using it for emergencies

5
PayPal has save my life countless times, everything is easy when using PayPal credit. I love you PayPal Reviewed on: 14th August 2022
Nana's avatar
Nana

Best buy now- pay later option

5
I love PayPal Reviewed on: 14th August 2022
TomaszbBubak's avatar
TomaszbBubak

Pukka

4
Excellent looked after me very well would highly recommend Reviewed on: 14th August 2022
leslie brown's avatar
leslie brown

Convenient

5
It’s so easy to pay big ticket items. Reviewed on: 14th August 2022
Charanjit Singh's avatar
Charanjit Singh

Good service offered

5
You provide a good service never had any hassle from you only thing I have had problems with is the down load app I keep getting old app can’t get the new app we’re you can put money Olin at any time like I have on here ? Thanks Reviewed on: 14th August 2022
Ian 's avatar
Ian

Good service

4
Had poor credit but somehow was approved. Reviewed on: 14th August 2022
Elisete Lucas's avatar
Elisete Lucas

Trustworthy, helpful and user friendly

5
PayPal credit has been invaluable to me over the last couple of years. It provides help when needed but doesn’t offer outlandish amounts I could never repay, which, compared to other companies is reassuringly responsible. It also has a good interest rate especially if you qualify for their deals. All in all while I have tried many other similar credit apps this is the only one I have continued with, I think in part because of its connection with PayPal which has also proven itself over many years to be trustworthy. I also find the app in particular, very user friendly. Reviewed on: 14th August 2022
Lia H's avatar
Lia H

It's a reliable form of credit

5
Using paypal credit is so convenient. Reviewed on: 14th August 2022
Joie Remoticado's avatar
Joie Remoticado

Accessible

5
Easy to use, various option payment plans Reviewed on: 14th August 2022
Nat's avatar
Nat

Superb and excellent

5
Superb and excellent service in times you need them the most. Reviewed on: 14th August 2022
Christian Dizon's avatar
Christian Dizon

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