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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131236 reviews)

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4.74

Based on 131,236 reviews, last reviewed 9th Jun 2026

3702300% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use PayPal is easy and straightforward to work with Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131236)

Happy

They don't stress you and all the payment it smothers and safe love paypal Reviewed on: 31st July 2023

PayPal credit works!

I've been using PayPal credit for long now, not only for larger sums buy (the four months of no-interest is fantastic, BTW), but for day-to-day shopping. Easy to check out, secure and easy to follow expenditure. Reviewed on: 31st July 2023

PayPal credit, 4 months 0 interest

PayPal credit, 4 months 0 interest . What more could you ask for? Reviewed on: 31st July 2023

I always recommend PayPal

I always recommend PayPal, they have a great customer support first, then also a simple and easy to use service, I've used them for years never regretted it. Reviewed on: 31st July 2023

Paypal Credit is easy!

Been using Paypal CRedit for a few months now and it's very easy to set up and use. Reviewed on: 31st July 2023

Fair and easy

PayPal Credit is super helpful in so many situations and you have a very clear overview of what needs to be paid and when. my go-to payment method is PayPal and in many cases PayPal Credit Reviewed on: 31st July 2023

Excellent easy service

Straightforward and easy to use payment option Reviewed on: 31st July 2023

Best one around

Love how easy is to pay over time with 0% interest for 4 months with Paypal Credit! Reviewed on: 31st July 2023

Fantastic finance provider

Fantastic finance provider. Decision made quickly with no fuss. Reviewed on: 31st July 2023

Fabulous product

Easy to use , simple to pay - makes life more fun with 4 mth option to pay! Reviewed on: 31st July 2023

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