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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,497 reviews, last reviewed 9th Jun 2026
3714450% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using paypal credit and it really helps me to m... I am using paypal credit and it really helps me to manage my expenses when I need an unexpected purchases. Highly recommend it. Reviewed on: 9th June 2026
JunT's avatar
JunT

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131497)

I feel PayPal....

4
I feel PayPal is a widely recognized and trusted online payment platform that has revolutionized the way people send and receive money, make online purchases, and conduct business transactions. With its seamless payment processing, excellent security measures, and user-friendly interface, PayPal continues to be a top choice for individuals and businesses alike. The convenience of transferring funds, the protection offered to buyers and sellers, and the ability to link various payment methods make PayPal a preferred option in the digital world. Overall, PayPal provides a reliable and efficient service that enhances online financial transactions, making it a highly recommended platform. Reviewed on: 11th May 2024
Marcus h's avatar
Marcus h

I love PayPal credit.

5
I love PayPal credit. Its been great for unexpected things that have cropped up, as I have had time to pay it off over the four months with no interest. Reviewed on: 11th May 2024
S's avatar
S

A perfect means of obtaining credit.

5
The terms and conditions are not hidden in small print, they are clear and simple to understand. They can never be more faulted by any means and their transactions are straight forward. Reviewed on: 11th May 2024
Agrippa 's avatar
Agrippa

Happy customer.

4
Extremely satisfied with PayPal Credit! The seamless integration with my PayPal account makes managing payments effortless. The flexibility in repayment options and the convenience of online transactions have truly enhanced my shopping experience. Highly recommend! Reviewed on: 11th May 2024
X's avatar
X

Reliable and easy to use, customer service is always...

5
Reliable and easy to use, customer service is always good and helpful Reviewed on: 11th May 2024
Mitsuo's avatar
Mitsuo

I'm using it many times during the week and is great...

5
I'm using it many times during the week and is great deal. Definitely recommend it. Reviewed on: 11th May 2024
Pawel H's avatar
Pawel H

Amazing and straightforward.

5
Amazing and straightforward. 4 months interest free is fab Reviewed on: 11th May 2024
Marwa 's avatar
Marwa

4 months interest free credit FTW!

5
I love PayPal and use it all the time. The buyer protection is a huge advantage and gives me immense piece of mind when making online purchases. PayPal Credit is something I use a lot, too, as the 4 months interest-free grace period is long enough that I can comfortably pay off bigger purchases, but also short enough that I don't feel tempted to go further into debt and get myself in trouble! Reviewed on: 11th May 2024
Phil M's avatar
Phil M

4 months interest free if you spend £99.

5
I like PayPal because it gives 4 months interest free to pay if u spend £99. Reviewed on: 11th May 2024
Nigel's avatar
Nigel

PayPal excellent for online payments

5
PayPal excellent for online payments Reviewed on: 11th May 2024
Shaz 's avatar
Shaz

Review PayPal: PayPal Credit now

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