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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132230 reviews)

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4.74

Based on 132,230 reviews, last reviewed 9th Jun 2026

3748300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132230)

Never had an issue with PayPal credit, the service i...

Never had an issue with PayPal credit, the service is straight forward and ease of use is a bonus. I tend to pay before the full term but have the knowledge that it's always there when I need the service Reviewed on: 12th May 2024

I have very good experience with the organisation

I have very good experience with the organisation Reviewed on: 12th May 2024

I've always used PayPal, its safe and secure, especi...

I've always used PayPal, its safe and secure, especially if your unsure with some websites makes you know your monies safe. If any issues they've always been dealt with straight away Reviewed on: 12th May 2024

Good friendly staff and easy to use

Good friendly staff and easy to use Reviewed on: 12th May 2024

Very useful as used everywhere and great payment opt...

Very useful as used everywhere and great payment options. Reviewed on: 12th May 2024

PayPal credit is fantastic

I’ve been using PayPal credit for the last year and it’s been incredibly convenient And really good value. The fact that you can pay off over a number of months on zero interest is super helpful, especially when you’re in a tight spot. Reviewed on: 12th May 2024

On a budget

Excellent service especially when you on a budget, an easy way to spread the cost Reviewed on: 12th May 2024

Nice and easy to use no hassle to spread the...

Nice and easy to use no hassle to spread the payments Reviewed on: 12th May 2024

Great customer service,

Great customer service, but intrest on Paypal credit could be high. Reviewed on: 12th May 2024

Never had a problem with PayPal money always fast an...

Never had a problem with PayPal money always fast and efficient Reviewed on: 12th May 2024

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