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PayPal: PayPal Credit reviews

4.74
Based on 132,616 reviews, last reviewed 10th Jun 2026
3765200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just good ways to pay handy and reliable Just good ways to pay handy and reliable Reviewed on: 10th June 2026
Limmy's avatar
Limmy

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132616)

Safe payment method for buyers and sellers

5
Safe payment method for buyers and sellers Reviewed on: 13th May 2024

Most easily to use and very reliable

5
It’s convenient and liable and quick and friendly to use Reviewed on: 13th May 2024

Great to have 0% credit for 4 months.

5
Great to have 0% credit for 4 months. It allows a lot of flexibility on purchases I make, Reviewed on: 13th May 2024

Very positive easy to use would like to able to use...

5
Very positive easy to use would like to able to use on Amazon. Reviewed on: 13th May 2024

Always ahead in terms of service, products and gr...

5
Always ahead in terms of technology, products and great service. Paypal have helped me with both sales and purchases from all my major online retailers, and the pay in 3 option has really helped me secure some limited time deals just before pay day Reviewed on: 13th May 2024

Has given me financial freedom

5
Easy and secure, so much easier than having to get up and get my card. Also have been able to fund a training course using PayPal which I wouldn't have been able to afford upfront, so grateful. Reviewed on: 13th May 2024

Convenient and available at the majority of shops /...

5
Convenient and available at the majority of shops / suppliers. Now can link to Cutve card so available everywhere which is absolutely fantastic! Easy to ise and great security so nothing to worry about. Fully linked to other payment methods and bank accounts so all in one place. Reviewed on: 13th May 2024

If you are shopping with PayPal credit you will neve...

5
If you are shopping with PayPal credit you will never lose your money and your details are secure Reviewed on: 13th May 2024

I know I'm covered if anything is wrong so gives me...

5
I know I'm covered if anything is wrong so gives me piece of mind and easy accessibility. Reviewed on: 13th May 2024

I use Paypal regularly! I like and recommend

5
I use Paypal regularly Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review